What’s Involved in Legal Nurse Training? A Blending of Two Worlds

Legal nurses play an important role in the judicial system by blending together the two worlds of medicine and law. As such, all legal nurses are required to have a substantial amount of experience in nursing as well as a thorough knowledge of the law. Legal nurses are often called upon in tricky courtroom situations and are often requested to interpret medical records or testify as an expert opinion. With the large numbers of medical suits, it should come as no surprise that legal nursing is a substantial field with pay levels that can reach $150 per hour, depending on experience and expertise. If this sounds interesting to you, you should know that legal nurse training is intense, but we can definitely give you some tips on what to expect.Most legal nurse training pertains to integrating the medical knowledge of a nurse within the legal environment. The LNCC, or Legal Nurse Consultant Certified, designation is the leading certification to demonstrate one’s capability to perform the duties of a legal nurse. The certification itself only requires an examination to obtain, although it does have a moderately stringent set of prerequisites. These include being a registered nurse with five years of experience and 2000 hours of legal nurse consulting within the past three years. It should come as no surprise then, that the course of study for this examination is very comprehensive of the duties of a legal nurse.Example courses that one is recommended to take prior to the exam provide an ample look into what’s involved. “Roles of the LNC in Practice” is a beginner course designed to help medical personnel work with legal teams, interview both plaintiff and defense clients, and understand the role of the legal nurse in medical examinations. More specialized courses include “Research & Report Writing” which aids the student in writing proper legal documents to be submitted to a court of law. It’s very important that legal nurses be able to assist the lawyers in drafting proper documents, considering the constant hassle it would be to constantly be giving the lawyer information that they would have to take and write up.One may look at legal nurse training as a crash course in law and, to a large extent, this would be an accurate assessment. Legal nurses deal with problems such as toxic torts, product liability, criminal law, and workers’ compensation. Once a nurse makes the jump to “legal”, it’s safe to assume that they won’t be performing the duties that their former colleagues were doing. Rather, they’ll be doing significantly more research and perhaps a lot more writing.Indeed, due to the elevated decision making and research requirements, having an education in this field will help you monetarily. As was mentioned in the beginning, legal nurses can make $150 per hour as an independent person (much like an independent lawyer); however, most salaried people make just under six figures per year. Since no-one expects medical suits to be decreasing anytime soon, taking some legal nurse training can really help you blend your real-world experience with the comparatively less stress of the courtroom setting.

Start An Online Business – Is There An Easy Way?

Do you think it’s difficult to start an online business and make money from it? Well, it isn’t actually complicated, but you will need to figure out – or learn – how to do it. If you are going to work out the whole lot by yourself, it may take a long time and a great deal of work (plus lots of frustration) until you see any significant results.Don’t get me wrong – it really is quite a bit of work to establish a web based business. There isn’t such a thing as “getting rich overnight”, even though there are more than sufficient offers on the internet that “guarantee” precisely that. What I say is that building an internet business will be of much less effort if you learn from those who have experience and know-how.Creating a business and making cash on the internet is just about the same as doing it in the “real world”. Basically, doing business is having an item to sell which people would like to buy. It’s as simple as that.The big difference between an online and a ‘real world’ business is that with a web based business you can perform all the promotion and selling via your laptop. You do not even need a store or a warehouse to sell from, you can do it all from your own living-room, if you so wish.Yet, there are so many various strategies to creating an internet business, and so many pitfalls (not to mention the many scams out there who are waiting to grab your money), that it is a good idea to learn from folks who have gone through the whole procedure before. As mentioned, it is possible to make it all by yourself, but you will be able to achieve your goal much sooner if you take advice and assistance from persons who really know.The quickest route to set up an on line business is to sell, or promote, other people’s products or services. This is called ‘affiliate marketing’. What you do is promoting a product, and once a sale is made by your promotional efforts, you will receive a share of the sales amount. The big advantage with this kind of business is that you do not need to keep stock or handle neither payments nor customers.If you intend to sell your own things (or stuff you buy from wholesalers), you need a website with a sales page. On that page (besides a compelling sales copy) you must offer online payment methods like credit cards and PayPal. This calls for a whole lot of setting up and might be a challenge in itself for newbies who are not tech savvy; furthermore you have to handle and stock products as well as deal with clients.However, you do not have to sell tangible goods at your online warehouse, you can sell digital downloadable items like e-books, software, tutorials, recipes and other knowhow. For example, you can make a course on some topic you know well, which you can deliver online in weekly lessons. The big advantage with downloadable products is that the whole sales and delivery procedure can be fully put on automation.There are several routes you can follow when starting an internet business, as you see. However, do not get lost in the backwoods (and watch out for the scams out there waiting to get your cash) – be sure to get yourself some education in this field and learn the online business basics before starting out. This will save you a lot of time and work and help you achieve success with much less effort.There is one thing online and ‘real world’ businesses alike have in common and are dependent on – customers. The biggest challenge for an internet business beginner isn’t to get a website up, or even set up a payment arrangement; it is to generate traffic – getting visitors and potential buyers – to your website and online store.

The Credit Crunchy Finances

The Labor Department release on consumer prices showed a 1% drop last month in the past month. The change was largest since 1947 and comes along with troublesome news, such as lowest home builder sentiment, markets trading at new lows, and a pending automaker bailout. With the financial crisis damaging the US economic foundation, you may wonder what’s in store for you. There are a few key strategies to employ while running your finances in a crisis mode. Which ones you use and to what degree they are used depends on your situation.1. Prepare a substantial emergency fund. An emergency fund is a pool of liquid assets that you allocate for emergency needs, such as loss of a job or sudden medical expenses. Normally, it should consist of three to six months’ salary. However, in today’s severe conditions, you should pack away the maximum – six months’ worth – and more if you can. Remember to keep your emergency fund easily available such as in a banking account, not in investments, because if you need to access money and your investments are down, you will be forced to take a loss. If you don’t have enough cash, consider buying a job-loss insurance policy for one year to protect yourself from the danger of increased layoffs around the country.2. Adjust risk. Adjust your portfolio risk to the ongoing reality of the economic times. Stocks and bonds, as well as mutual funds and ETFs are now more volatile than normal. If you did not adjust your portfolio previously, you might be exceeding your preferred risk level by owning too many equities compared to what you normally hold in a more stable market. In order to maintain your level of risk, you should counter the risk exposure by allocating less to stocks, and moving more into bonds. In present times, it’s best to reduce stock exposure 2-3 times lower than your normal level. For example, if your typical portfolio is 80% equity against 20% bonds, consider moving to 40% stocks and 60% bonds.3. Employ wise leverage. If your emergency fund is in place, and you’ve been thinking about using credit for a particular purpose, do it now. With the inflation rate nearing 5%, it’s now the best time leverage your good credit. By the time you pay off your debt, the credit will likely be worth less than it is now, and high inflation will effectively minimize your interest cost. But remember, using credit is advisable only if used for strategic purposes, such as making necessary renovations to your home or purchasing a more fuel efficient car. Credit shouldn’t be used as a source of funding extravagant purchases or as a way to build savings.4. Take advantage of tax breaks. Sell your worst performers before the year-end to offset any taxable gains. If you have been fortunate to hold gainers along with some losers, look at selling the losers. If your capital losses exceed your capital gains – a very likely outcome this year – up to $3,000 can be deducted against your taxable income per year (up to $1,500 each for a married person filing separately). Because this annual allowance runs out in a little more than a month you’ll want to act quickly to take advantage, and you will have funds to reinvest as the outlook becomes better. Wondering what stocks to sell first? The stocks that have fallen over 80% since the time you purchased them. It is typical for stocks that have fallen that much to not return to previous highs, so you don’t need to hold them.5. Ensure a better retirement. It is also the best time of the year to convert your traditional IRA into a Roth IRA – and pay lower taxes. Because the value of stocks and mutual funds has dropped so much, your tax burden at conversion will be much lighter. You can then take advantage of tax-deferred growth in your new Roth IRA, and tax-free distribution when retirement comes.